Accelerating Financial Freedom With A Secure Fintech Platform Offering Real-Time Liquidity And Full Compliance

Partnering with Liquify, we built a mobile-first lending platform that empowers investors to access instant loans against their mutual funds. The solution ensures seamless user experience, real-time eligibility checks, and full compliance with SEBI and RBI regulations.

industry

Banking & Finance

Services

Product Engineering, Mobile App Development, Admin Panel, API Integrations, UI/UX Design

Introduction

Liquify is a digital lending platform designed to help investors access quick loans without liquidating their mutual funds.

In India, investors often face liquidity challenges when they need cash urgently but want to avoid breaking long-term investments. Liquify aimed to simplify this by providing a secure, paperless borrowing experience, enabling users to unlock the value of their mutual fund holdings instantly.

The company set out to deliver:

Frictionless loan applications via a mobile app.
Real-time mutual fund integrations for eligibility checks.
A powerful admin panel for back-office loan management.

The Challenge

Liquidity access was slow, manual, and compliance-heavy.

Liquify faced multiple hurdles in transforming a traditionally paper-heavy loan process into a digital-first experience:

Complex SEBI and RBI compliance for digital mutual fund pledging.
RTA integration challenges with CAMS and KFintech APIs.
Building a real-time loan eligibility engine based on NAVs and fund rules.
Delivering a secure, intuitive UX without compromising bank-grade security.

Our Approach

Scalable architecture, intuitive design, and API-led integrations for seamless digital lending.

Mutual Fund Integrations

Connected securely with CAMS and Fintech to fetch real-time holdings and enable instant lien creation.

Real-Time Eligibility Engine

Developed a 10-second loan calculator powered by live NAVs, fund types, and partner rules.

Mobile-First Experience

Designed a Flutter-based app with simple flows, a smart EMI calculator, and instant fund disbursal.

Admin Panel for Compliance

Built a ReactJS admin dashboard for loan review, approvals, pledge tracking, and repayments.

Bank-Grade Security

Implemented end-to-end encryption, secure APIs, and multi-factor authentication for user trust.

Let’s Build Your FinTech Platform Together

From instant lending to wealthtech innovations, 7Span helps businesses scale faster with secure, compliant, and user-first digital solutions.

“7Span has delivered an app that most beta users loved. The backend is strong, the UI is clean, and they always felt like part of our own team.”

Parshad Barot/ Founder

The Impact

By digitizing mutual fund pledging and enabling real-time eligibility, 7Span helped Liquify bring instant liquidity to Indian investors. The platform reduced loan processing from days to minutes while maintaining full regulatory compliance.

Metrics:

10K+

downloads within the launch quarter.

4.4

App Store rating and 4.2 Play Store rating.

15 Min

Loan approval.

24 Hours

Funds disbursed.

Making IT Possible